Eight things a virtual CFO should own for you
1. A fixed book-closing date
Books closed by the 5th working day, under our SLA. Every other deliverable depends on it.
2. An MIS you can act on
Profit by product, customer and branch; receivables ageing; cash; variance against budget, with three decisions highlighted, not 40 pages of tables.
3. A 13-week cash forecast
Updated weekly, with GST, TDS, PF, advance tax and EMIs on their real dates.
4. Budget and annual plan
Built with your team, reviewed every month, re-forecast every quarter.
5. The bank relationship
Stock statements, CMA data, renewal and enhancement papers, and a CFO in the room when it matters.
6. Compliance oversight
A compliance calendar for GST, TDS, PF, ESI and ROC filings, tracked and escalated before due dates.
7. Pricing and profitability
Costing by product, order and customer, and support for every pricing decision.
8. Investor and board readiness
Projections, data rooms, due diligence coordination and board packs when you need them.
How a virtual CFO engagement runs
A senior CFO who has run finance in a large company owns your relationship, chairs the monthly review, faces your bank and signs off the advice that matters.
Analysts and accountants close your books, build the MIS, the forecast and the bank papers, and keep GST, TDS, PF and ESI on schedule.
Connects to your accounting system and watches cash, receivables, margin and compliance every day. It answers questions in plain language and flags problems before month-end.
The first 90 days follow Diagnose → Stabilise → Systemise → Scale. After that, the work settles into a monthly rhythm: close, MIS, review meeting, actions, with CFOAvatar's daily view in between. Your CFO is a named senior person, and a team does the closing and reporting, so nothing depends on one consultant's availability.
Six questions to ask any virtual CFO before you sign
Who exactly is my CFO, and what have they run?
Ask for a name and the companies they've led finance for. "A team of experts" isn't an answer.
On what date will my books close every month?
If they can't commit to a date, the MIS will always be late.
Can I see a sample MIS and cash forecast?
Forward-looking reports, not just a P&L, separate a CFO from an accountant.
Will you meet my bank with me?
A CFO who hasn't sat across from a credit manager can't fix a working-capital problem.
How do I see numbers between meetings?
In 2026 you shouldn't wait a month. Ask about dashboards and alerts.
What happens if I'm not satisfied?
Look for a short notice period and a risk-free start. Ours: if you don't see value in the first two weeks, you don't pay.
Want a CFO to look at your numbers?
A senior CFO reviews your figures with you and shows you where to improve. No cost, no obligation.
What a virtual CFO costs
Your fee depends on the size of the business, the number of entities and branches, and how often your CFO meets you. We fix it after a free assessment, in writing, with no long lock-in. If you don't see value in the first two weeks, you don't pay.
Is a virtual CFO right for you yet?
What clients say
We now prepare monthly business plans that clearly show revenue, costs, and final profit. This has helped us plan better and avoid last-minute surprises.
Their structured MIS reports have given us clear visibility into our business performance, enabling faster and more informed decisions. The budgeting and cash flow monitoring system introduced by their team has helped us plan our funds more effectively and manage our operations with greater confidence.
Soatech is perfect for a company like ours that doesn’t have an in-house Accountant / CFO. They are very professional and do things in a timely matter. They always get right back to you with an answer to your question.
Quoted word for word from our clients. Some quotes use our former name, Soatech.
Questions owners ask us
How much does it cost?
It depends on scope: the size of the business, the number of entities and branches, and how often your CFO meets you. Plans start from ₹50,000 a month. We fix your fee after a free assessment of your business, so you pay only for what you need.
Is a virtual CFO the same as an outsourced accountant?
No. An accountant records and files what has happened. A virtual CFO uses those numbers to plan cash, price, fund and decide. Many clients have both, and we can provide the accounting team too.
Do I need to change my accounting software?
No. We work with Tally, Zoho Books, Busy, SAP and other systems, and CFOAvatar connects to them.
How often will I meet my virtual CFO?
At least once a month for the review, and more often around budgets, bank renewals or fundraising. Urgent questions get an answer within hours.
