Factories on one side of the highway, vineyards on the other
Nashik's MIDC areas at Satpur, Ambad and Sinnar make electrical equipment, auto components and engineered products for large manufacturers, and the region has an aircraft manufacturing facility at Ozar. Around the city, vineyards have made Nashik the centre of India's wine industry, and the district's grape and onion farms supply markets across India and abroad. Lasalgaon's onion market is among the largest in Asia.
The two economies run on different clocks. Manufacturers live with OEM schedules and payment days. Wineries and agri traders buy in one short season and sell for the rest of the year.
Follow ₹20 crore of sales through a typical Nashik winery
Wine ties up cash longer than almost any other business. Here is the cycle of an illustrative winery selling through distributors:
At ₹20 crore of sales a year, 225 days means about ₹12.3 crore is permanently tied up in the cycle. That is what your bank limit and your own capital are really funding. Hold 30 days less finished stock and about ₹1.6 crore comes back, with no new loan and no new customer.
Illustrative composite figures, not a client's. Your own cycle comes straight from your balance sheet: stock, receivables and payables, each divided by a day's sales or purchases.
The money problems we see most in Nashik
A year's stock bought in weeks
Wineries and agri processors buy the harvest in a few weeks and sell it over many months. We plan seasonal funding with the bank so the season doesn't strain the rest of the business.
Excise, licences and state rules
Alcohol is taxed and regulated state by state, with duties paid before you're paid. We build excise and licence costs into pricing and cash forecasts.
Distributor credit
Distributors in other states pay slowly and stock up before festivals. We track credit and stock by distributor and tie schemes to payment discipline.
Engineering costing and OEM terms
Electrical and auto component makers in Satpur and Ambad face annual price-downs and long payment days. We cost by part and machine hour, and use MSME rights with large buyers.
Onion and grape price swings
Prices can double or halve in weeks. Traders and exporters need daily stock valuation and clear limits on how much price risk they carry.
Export of grapes and wine
Exports need packing credit, cold chain and buyer payment tracking. We plan them shipment by shipment.
Want a CFO to look at your numbers?
A senior CFO reviews your figures with you and shows you where to improve. No cost, no obligation.
Check your own numbers in a minute
Check what your bank limit supports during the season:
A senior CFO, a team behind them, an AI CFO in between
A senior CFO who has run finance in a large company owns your relationship, chairs the monthly review, faces your bank and signs off the advice that matters.
Analysts and accountants close your books, build the MIS, the forecast and the bank papers, and keep GST, TDS, PF and ESI on schedule.
Connects to your accounting system and watches cash, receivables, margin and compliance every day. It answers questions in plain language and flags problems before month-end.
What clients say about working with us
Some of the businesses we work with.
In production, clear performance measures were introduced. A proper system was set up to collect data from the shop floor, making it easier to track output, idle time, and wastage. This has helped us control costs and improve efficiency.
Working with CFOSurge has truly transformed how we look at our business finances. They helped us set up monthly business plans right down to the bottom line, which has given us so much more clarity and control. Highly recommend them to any business looking to get a real grip on their numbers!
What truly sets them apart is their ability to dive into the details—cash flow, operations, and compliance—while simultaneously offering strategic insight that supports long-term decision-making. Their guidance has always been practical, thoughtful, and tailored to our specific needs rather than one-size-fits-all solutions.
Quoted word for word from our clients. Some quotes use our former name, Soatech.
How we deliver CFO services in Nashik
Virtual, every month
The monthly review runs on video, books close by the 5th working day, and CFOAvatar shows your cash, receivables and margin at any hour.
On site, when it matters
Our CFOs travel to you for the moments that need a person in the room: the first walk-through, a bank meeting, the annual budget.
Questions owners ask us
Do you have an office in Nashik?
We work with Nashik businesses virtually every month, and our CFOs travel to you for plant visits, bank meetings and budget reviews whenever the work needs it.
Do you work with wineries?
Yes. We plan seasonal funding, value ageing stock, build excise and licence costs into pricing, and track distributor credit and stock.
Do you work with engineering units in Satpur and Ambad?
Yes. We rebuild part-wise costing, manage OEM payment terms and MSME rights, and keep stock statements and drawing power healthy.
How much do CFO services cost in Nashik?
It depends on your size, the number of entities and branches, and how often your CFO meets you. Plans start from ₹50,000 a month, and we fix your fee after a free assessment, so you pay only for what your business needs.
Will you replace our auditor or CA?
No. Your statutory auditor must stay independent. We work inside the business and alongside your CA, and hand them cleaner, reconciled books.
