Enter your numbers
How loudly are your numbers speaking?
Ten numbers from your own accounts, each scored 0, 1 or 2. Type your figures; the boxes start empty on purpose. Nothing is stored or sent.
A conversation starter, not a diagnosis. Each answer scores 0 (comfortable), 1 (watch) or 2 (act). Thresholds are rules of thumb used in turnaround work, and what is normal differs by industry. Blank answers are not scored.
How to read the result
| Score | Meaning | Next step |
|---|---|---|
| 0 to 5 | Mostly steady | Keep monthly track; watch anything scored 1 |
| 6 to 11 | Early stress | Open the numbers scored 2 and find the cause now |
| 12 to 20 | Act now | Build a 13-week cash forecast; talk to a CFO this week |
What to open for each flagged number
| Flagged number | Page |
|---|---|
| Sales growth, margin | Margins shrinking, Sales up, cash down |
| Debtor days | Receivables stretching |
| Stock days | Stock piling up |
| Interest cover, bank limit | Interest eating profit, Bank asking questions |
| Loss-making months | Losses for two years |
| Customer concentration | One customer too big |
| Creditor days | Paying suppliers late |
| Cash cover | Cash runway calculator |
CFOAvatar complements every turnaround
A human CFO sees your business at the review. Problems do not wait for the meeting. CFOAvatar is connected to your accounting data and checks your numbers every day, so the scoreboard in a turnaround is always current. Ask it what an owner in trouble would ask:
What owners say after the numbers started talking
We now prepare monthly business plans that clearly show revenue, costs, and final profit. This has helped us plan better and avoid last-minute surprises.
Working with CFOSurge has truly transformed how we look at our business finances. They helped us set up monthly business plans right down to the bottom line, which has given us so much more clarity and control. Highly recommend them to any business looking to get a real grip on their numbers!
Quoted word for word from our clients. Read more client words →
Questions owners ask us
Is my data stored?
No. The score is calculated in your browser and nothing is sent to us.
What if I do not know a number?
Leave it blank. Answer at least five to get a score. Not knowing a number is itself a signal worth fixing.
Are the thresholds universal?
No. They are rules of thumb used in turnaround work, and what is normal varies by industry. Treat the result as a prompt to look closer.
What should I do with a high score?
Do not panic. Identify the numbers scored 2, find what is behind them, and speak to a CFO. Early action keeps your options open.