CFOSurge – Real CFO, Real ImpactIndia
India / Turnaround / Healthcare turnaround
Industry turnaround · India · Since 2006

Full waiting rooms, thin bank balance

Healthcare has steady demand and heavy fixed cost. Small shifts in mix and payment speed decide the result.

Authors of 24 Hour Business TurnaroundSince 2006CFO-led teamNumbers first, then the fix
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Why CFOSurge

Why owners trust us with their numbers

The authors

Wrote the book on it

Our co-founders wrote 24 Hour Business Turnaround.

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The CFO team

Serving companies since 2006

A CFO-led team that reads your numbers before it recommends anything.

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Checks your numbers daily

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The short answer

Demand is rarely the problem in healthcare.

Read the numbers by payor, department and doctor.

Cash. Insurance. Corporate. Government schemes.

The usual causes sit in who pays, and how slowly.

Claim deductions and rejections. Consultant payouts.

Equipment bought on loan and under-used.

2006serving companies
13 weeksthe cash forecast we build first
90 daysto a plan with owners and a scoreboard
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The pattern at a glance

From the numbers to the change

  1. Your numbers sayOccupancy fine, cash short, insurer claims aging
  2. The cause underneathPayor mix shifted to slow-paying insurers, high consultant payouts, equipment underused
  3. What changesReconcile claims, rebalance mix and payouts, raise utilisation of costly equipment
  4. What to expectReceivables fall, revenue per bed or per room rises

An illustration of how the thinking runs, not a client result.

The numbers that matter most here

Track these by month and by unit.

NumberWhy it matters in this business
Revenue per bed, per room or per procedureProductivity of the fixed asset
Payor mix and days to collect, by payorInsurer and scheme receivables can dwarf cash receipts
Claim rejection and deduction rateDirect profit leakage
Doctor and consultant payout as % of revenueOften the largest cost line
Equipment utilisation vs loan repaymentDebt-funded kit that sits idle

What trouble usually looks like

The numbers showThe cause is often
Revenue steady, collections slowA bigger share from insurers and schemes with long cycles
Margin down, volume upDiscounts, package pricing below cost, higher payouts
Debt service heavyEquipment bought ahead of patient volumes
Consumables cost risingPurchase control, wastage and expiry

How we would sequence a turnaround

Map receivables by payor

and follow up each insurer on a rhythm.

Fix claim quality

to cut rejections at source.

Review package prices and payouts

against the real cost per case.

Raise utilisation or share costly equipment,

and stop adding more.

Control consumables and expiry.

Business under pressure? Let a CFO read your numbers.

A senior CFO reads them with you and tells you what is really going on. No cost, no obligation.

What is specific to healthcare

Quality and compliance rules matter in healthcare and are not negotiable in a turnaround. We look at the money; clinical standards stay with clinical leaders.

Related reading

On the main CFOSurge India site: Healthcare CFO services.

The AI CFO

CFOAvatar complements every turnaround

A human CFO sees your business at the review. Problems do not wait for the meeting. CFOAvatar is connected to your accounting data and checks your numbers every day, so the scoreboard in a turnaround is always current. Ask it what an owner in trouble would ask:

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In our clients' words

What owners say after the numbers started talking

Air-conditioning sales & service
They even worked with us to finetune our software (Gross Mart) so we could get micro-level details on various aspects of the business. On top of that, they streamlined our receivables follow-up process and provided valuable guidance on bank loans and valuations.
S. SridharManaging Director, Lakshmi Aircons Private Limited
Biochemicals
Their structured MIS reports have given us clear visibility into our business performance, enabling faster and more informed decisions. The budgeting and cash flow monitoring system introduced by their team has helped us plan our funds more effectively and manage our operations with greater confidence.
Intexso Biochem Private LimitedCFOSurge client
Financial services
You have planned to set goals along with me and have been proactive in ensuring that we reach milestones as planned. In the event you depended on me for my inputs or consent, you have been prompt and caring in ensuring that we do not waste time.
HKG Fund Manager Pvt. Ltd.CFOSurge client

Quoted word for word from our clients. Read more client words →

FAQs

Questions owners ask us

Why is my clinic or hospital short of cash despite patients?

Because collections from insurers and schemes are slow, claims are rejected or deducted, and fixed costs are high. The numbers by payor show where.

Can you advise on clinical decisions?

No. We work on financial and operational numbers. Clinical decisions stay with doctors.

Do you work with small clinics and labs?

Yes. The method scales down to a single centre.

Prepared by the CFOSurge India CFO team · Last updated 30 October 2026. General information, not advice for your specific situation.

Let your numbers speak first. Then decide what to change.

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