/* CFOSurge Australia — design system */
:root{
  --ink:#0A1622;--ink-2:#0F2236;--ink-3:#16304A;
  --paper:#F6F4EF;--card:#FFFFFF;--line:#E4E0D6;--line-2:#D6D0C2;
  --text:#14212E;--muted:#5A6878;--soft:#8A96A3;
  --surge:#00B39B;--surge-2:#17E0C0;--surge-ink:#007563;
  --gold:#F2B33D;--coral:#F06A4B;--sky:#5BA8FF;
  --r:14px;--r-lg:22px;
  --shadow:0 1px 2px rgba(10,22,34,.06),0 8px 24px rgba(10,22,34,.06);
  --shadow-lg:0 30px 80px rgba(3,10,18,.35);
  --serif:"Fraunces",Georgia,serif;
  --sans:"Inter",system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
  --mono:"JetBrains Mono",ui-monospace,Consolas,monospace;
  --max:1200px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--text);font:16px/1.65 var(--sans);-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--surge-ink);text-decoration-thickness:1px;text-underline-offset:3px}
a:hover{color:var(--ink)}
h1,h2,h3,h4{font-family:var(--serif);font-weight:600;letter-spacing:-.01em;line-height:1.15;margin:0 0 .5em;color:var(--ink)}
h1{font-size:clamp(2.1rem,4.6vw,3.7rem);font-weight:600}
h2{font-size:clamp(1.55rem,2.6vw,2.2rem)}
h3{font-size:1.22rem}
p{margin:0 0 1em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.skip{position:absolute;left:-999px;top:8px;background:#fff;padding:8px 12px;z-index:100}
.skip:focus{left:8px}
:focus-visible{outline:3px solid var(--surge-2);outline-offset:2px;border-radius:4px}

/* progress */
#progress{position:fixed;top:0;left:0;height:3px;width:0;background:linear-gradient(90deg,var(--surge),var(--gold));z-index:60}

/* header */
.top{position:sticky;top:0;z-index:50;background:rgba(10,22,34,.86);backdrop-filter:saturate(1.4) blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid rgba(255,255,255,.07)}
.top .wrap{display:flex;align-items:center;gap:18px;height:66px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:700;font-size:1.1rem;letter-spacing:-.01em}
.logo-plate{display:inline-flex;align-items:center;background:#fff;border-radius:10px;padding:4px 10px;height:48px}
.logo-plate img{height:40px;width:auto}
footer .logo-plate{height:60px;padding:6px 12px}footer .logo-plate img{height:48px}
.brand small{font-weight:500;color:var(--surge-2);font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;border:1px solid rgba(23,224,192,.35);padding:2px 6px;border-radius:6px}
.nav{display:flex;gap:4px;margin-left:auto;align-items:center}
.nav>a,.nav>.dd>button{color:#C9D4DF;text-decoration:none;font-size:.92rem;padding:8px 11px;border-radius:9px;background:none;border:0;font-family:inherit;cursor:pointer}
.nav>a:hover,.nav>.dd>button:hover,.nav>.dd:focus-within>button{color:#fff;background:rgba(255,255,255,.07)}
.dd{position:relative}
.dd-menu{position:absolute;top:100%;left:-10px;min-width:280px;background:#0F2236;border:1px solid rgba(255,255,255,.1);border-radius:14px;padding:8px;box-shadow:var(--shadow-lg);display:none;grid-template-columns:1fr 1fr;gap:2px}
.dd:hover .dd-menu,.dd:focus-within .dd-menu{display:grid}
.dd-menu.one{grid-template-columns:1fr;min-width:240px}
.dd-menu a{color:#D8E1EA;text-decoration:none;padding:8px 10px;border-radius:8px;font-size:.9rem;white-space:nowrap}
.dd-menu a:hover{background:rgba(23,224,192,.12);color:#fff}
.btn{display:inline-flex;align-items:center;gap:8px;font-weight:600;font-size:.95rem;padding:12px 20px;border-radius:999px;text-decoration:none;border:1px solid transparent;cursor:pointer;font-family:inherit;transition:transform .15s,box-shadow .15s,background .15s}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--surge-2);color:#03231E;box-shadow:0 8px 24px rgba(23,224,192,.28)}
.btn-primary:hover{background:#3DF0D2;color:#03231E}
.btn-ghost{color:#fff;border-color:rgba(255,255,255,.25)}
.btn-ghost:hover{border-color:#fff;color:#fff}
.btn-dark{background:var(--ink);color:#fff}
.btn-dark:hover{color:#fff;background:var(--ink-3)}
.btn-line{border-color:var(--line-2);color:var(--ink);background:#fff}
.top .btn{padding:9px 16px;font-size:.88rem}
.nav>a.btn-primary,.nav>a.btn-primary:hover{background:var(--surge-2);color:#03231E;font-weight:700;border-bottom:0}
.nav>a.btn-primary:hover{background:#3DF0D2}
.burger{display:none;margin-left:auto;background:none;border:0;color:#fff;padding:8px;cursor:pointer}
@media (max-width:980px){
  .nav{display:none;position:absolute;top:66px;left:0;right:0;background:#0A1622;flex-direction:column;align-items:stretch;gap:0;padding:6px 16px 24px;border-bottom:1px solid rgba(255,255,255,.1);max-height:calc(100vh - 66px);max-height:calc(100dvh - 66px);overflow:auto;overscroll-behavior:contain;box-shadow:0 20px 40px rgba(0,0,0,.4)}
  .nav.open{display:flex}
  .nav>a,.nav>.dd>button{display:flex;justify-content:space-between;align-items:center;width:100%;text-align:left;font-size:1.02rem;padding:14px 12px;border-bottom:1px solid rgba(255,255,255,.07);border-radius:0;color:#E6EEF5}
  .nav>.dd>button .chev{transition:transform .2s}
  .nav .dd.open>button .chev{transform:rotate(180deg)}
  .dd-menu{position:static;display:grid;box-shadow:none;border:0;background:rgba(255,255,255,.03);border-radius:10px;padding:6px;margin:6px 0 8px;grid-template-columns:1fr 1fr}
  .nav .dd:not(.open) .dd-menu{display:none}
  .dd-menu a{padding:11px 10px;font-size:.95rem;white-space:normal}
  .burger{display:block}
  .burger .ico-x{display:none}.burger[aria-expanded=true] .ico-x{display:block}.burger[aria-expanded=true] .ico-m{display:none}
  .top .cta-top{display:flex;justify-content:center;margin-top:14px;border-radius:999px;border:0;padding:14px 16px;font-size:1rem;color:#03231E}
  body.menu-open{overflow:hidden}
  body.menu-open .mcta{display:none}
}

/* hero */
.hero{position:relative;background:radial-gradient(1200px 500px at 85% -10%,rgba(23,224,192,.18),transparent 60%),radial-gradient(800px 400px at -10% 110%,rgba(242,179,61,.12),transparent 60%),var(--ink);color:#DCE5EE;overflow:hidden;padding:56px 0 64px}
.hero:before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.04) 1px,transparent 1px);background-size:44px 44px;mask-image:radial-gradient(ellipse at 70% 30%,#000 30%,transparent 75%);pointer-events:none}
.hero .wrap{position:relative;display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:48px;align-items:center}
.hero.solo .wrap{grid-template-columns:1fr;max-width:900px}
.hero h1{color:#fff}
.hero h1 em{font-style:italic;color:var(--surge-2);font-weight:500}
.crumbs{font-size:.82rem;color:#8FA2B5;margin-bottom:18px;display:flex;flex-wrap:wrap;gap:6px}
.crumbs a{color:#B5C4D3;text-decoration:none}
.crumbs a:hover{color:#fff}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--surge-2);font-weight:600;margin-bottom:14px}
.eyebrow:before{content:"";width:8px;height:8px;border-radius:50%;background:var(--surge-2);box-shadow:0 0 0 4px rgba(23,224,192,.18);animation:pulse 2s infinite}
@keyframes pulse{50%{box-shadow:0 0 0 8px rgba(23,224,192,0)}}
.lede{font-size:1.14rem;color:#B9C7D5;max-width:620px}
.hero-ctas{display:flex;flex-wrap:wrap;gap:12px;margin:24px 0 22px}
.trust{display:flex;flex-wrap:wrap;gap:8px 18px;font-size:.86rem;color:#9FB0C1}
.trust span{display:inline-flex;align-items:center;gap:7px}
.trust span:before{content:"";width:16px;height:16px;border-radius:50%;background:rgba(23,224,192,.15) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M4 8.5l2.5 2.5L12 5.5' fill='none' stroke='%2317E0C0' stroke-width='2' stroke-linecap='round'/%3E%3C/svg%3E") center/12px no-repeat}
@media (max-width:980px){.hero .wrap{grid-template-columns:minmax(0,1fr)}.hero{padding:36px 0 44px}}

/* cockpit (hero dashboard) */
.cockpit{background:linear-gradient(180deg,#112A42,#0C1E30);border:1px solid rgba(255,255,255,.1);border-radius:var(--r-lg);box-shadow:var(--shadow-lg);padding:16px;color:#DCE5EE;font-size:.86rem;position:relative}
.ck-bar{display:flex;align-items:center;gap:8px;margin-bottom:12px}
.ck-bar i{width:10px;height:10px;border-radius:50%;background:#2B425A;display:block}
.ck-bar b{margin-left:8px;font-weight:600;color:#fff;font-size:.86rem}
.ck-bar .live{margin-left:auto;font-size:.72rem;color:var(--surge-2);display:flex;align-items:center;gap:6px;text-transform:uppercase;letter-spacing:.1em}
.ck-bar .live:before{content:"";width:7px;height:7px;border-radius:50%;background:var(--surge-2);animation:blink 1.4s infinite}
@keyframes blink{50%{opacity:.25}}
.ck-tabs{display:flex;gap:6px;margin-bottom:12px;flex-wrap:wrap}
.ck-tabs button{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.08);color:#B9C7D5;border-radius:999px;padding:5px 11px;font:500 .78rem var(--sans);cursor:pointer}
.ck-tabs button[aria-pressed=true]{background:rgba(23,224,192,.16);color:#fff;border-color:rgba(23,224,192,.5)}
.ck-kpis{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin-bottom:10px}
.ck-kpi{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.06);border-radius:11px;padding:9px 10px}
.ck-kpi span{display:block;font-size:.68rem;color:#8FA2B5;text-transform:uppercase;letter-spacing:.06em}
.ck-kpi b{display:block;font:600 1.08rem var(--mono);color:#fff;margin-top:2px}
.ck-kpi em{font-style:normal;font-size:.72rem}
.up{color:var(--surge-2)}.down{color:var(--coral)}
.ck-chart{background:rgba(255,255,255,.03);border:1px solid rgba(255,255,255,.06);border-radius:11px;padding:10px;height:150px;position:relative}
.ck-chart svg{width:100%;height:100%}
.ck-insight{margin-top:10px;background:linear-gradient(90deg,rgba(23,224,192,.12),rgba(23,224,192,.03));border:1px solid rgba(23,224,192,.3);border-radius:11px;padding:10px 12px;min-height:64px;display:flex;gap:10px}
.ck-insight .av{flex:0 0 28px;height:28px;border-radius:8px;background:var(--surge-2);color:#03231E;display:grid;place-items:center;font-weight:800;font-size:.75rem}
.ck-insight p{margin:0;color:#E6EEF5;font-size:.84rem;line-height:1.5}
.ck-insight .cur{display:inline-block;width:7px;height:14px;background:var(--surge-2);vertical-align:-2px;animation:blink 1s infinite;margin-left:2px}
.ck-note{font-size:.7rem;color:#6F8296;margin-top:8px;text-align:right}
@media (max-width:560px){.ck-kpis{grid-template-columns:repeat(2,1fr)}}

/* answer box */
.answer{position:relative;margin:-34px auto 0;max-width:var(--max);padding:0 20px;z-index:3}
.answer-in{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--shadow);padding:22px 26px;display:grid;grid-template-columns:auto 1fr;gap:18px;align-items:start}
.answer-badge{background:var(--ink);color:var(--surge-2);font:600 .7rem var(--sans);letter-spacing:.12em;text-transform:uppercase;padding:7px 10px;border-radius:8px;white-space:nowrap}
.answer p{margin:0;font-size:1.06rem;color:var(--ink)}
@media (max-width:640px){.answer-in{grid-template-columns:1fr;padding:18px}}

/* stats strip */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin:34px 0 0}
.stat{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:16px 18px}
.stat b{display:block;font:600 1.6rem var(--serif);color:var(--ink)}
.stat span{font-size:.86rem;color:var(--muted)}
@media (max-width:820px){.stats{grid-template-columns:repeat(2,1fr)}}

/* layout */
.page{display:grid;grid-template-columns:240px minmax(0,1fr);gap:48px;padding:48px 0 30px}
.toc{position:sticky;top:90px;align-self:start;font-size:.88rem}
.toc b{display:block;font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--soft);margin-bottom:10px}
.toc a{display:block;color:var(--muted);text-decoration:none;padding:6px 0 6px 12px;border-left:2px solid var(--line)}
.toc a.on,.toc a:hover{color:var(--ink);border-left-color:var(--surge)}
.toc .toc-cta{margin-top:20px;background:var(--ink);color:#C9D4DF;border-radius:var(--r);padding:16px}
.toc .toc-cta strong{color:#fff;display:block;font-family:var(--serif);font-size:1.05rem;margin-bottom:6px}
.toc .toc-cta a{border:0;padding:0;color:var(--surge-2);font-weight:600;margin-top:8px}
@media (max-width:980px){.page{grid-template-columns:minmax(0,1fr)}.toc{display:none}}
.content section{margin-bottom:56px;scroll-margin-top:90px}
.content section>p,.content section>ul,.content section>ol{max-width:760px}
.content ul,.content ol{padding-left:1.2em}
.content li{margin-bottom:.4em}
.kicker{font-size:.76rem;letter-spacing:.14em;text-transform:uppercase;color:var(--surge-ink);font-weight:700;margin-bottom:8px;display:block}

/* cards & grids */
.grid{display:grid;gap:16px}
.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
@media (max-width:900px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}
@media (max-width:600px){.g2,.g3,.g4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px;box-shadow:0 1px 0 rgba(10,22,34,.02)}
.card h3{margin-bottom:.35em}
.card p:last-child{margin-bottom:0}
.card .ico{width:38px;height:38px;border-radius:10px;background:rgba(0,179,155,.1);color:var(--surge-ink);display:grid;place-items:center;margin-bottom:12px;font-weight:700}
a.card{text-decoration:none;color:inherit;transition:border-color .15s,transform .15s,box-shadow .15s;display:block}
a.card:hover{border-color:var(--surge);transform:translateY(-2px);box-shadow:var(--shadow)}
a.card .more{color:var(--surge-ink);font-weight:600;font-size:.9rem}
.card.dark{background:var(--ink);color:#C9D4DF;border-color:var(--ink)}
.card.dark h3{color:#fff}
.pill{display:inline-block;font-size:.74rem;font-weight:600;padding:3px 9px;border-radius:999px;background:rgba(0,179,155,.1);color:var(--surge-ink);margin:0 4px 6px 0}
.pill.gold{background:rgba(242,179,61,.16);color:#8A5A00}

/* tables */
.tbl-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r);background:#fff;margin:6px 0 18px}
table{width:100%;border-collapse:collapse;font-size:.93rem}
th,td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:top}
th{background:#FAF8F3;font-weight:600;color:var(--ink);font-size:.84rem}
tr:last-child td{border-bottom:0}
td.num,th.num{text-align:right;font-family:var(--mono);white-space:nowrap}
tr.hl td{background:rgba(23,224,192,.07)}

/* callouts */
.callout{border-left:4px solid var(--surge);background:#fff;border-radius:0 var(--r) var(--r) 0;padding:16px 20px;margin:18px 0;max-width:760px}
.callout.warn{border-left-color:var(--gold)}
.callout b{color:var(--ink)}

/* steps / timeline */
.steps{counter-reset:s;display:grid;gap:12px;max-width:820px}
.step{display:grid;grid-template-columns:44px 1fr;gap:14px;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:16px}
.step:before{counter-increment:s;content:counter(s,decimal-leading-zero);font:600 .95rem var(--mono);color:var(--surge-ink);background:rgba(0,179,155,.1);border-radius:10px;display:grid;place-items:center;height:44px}
.step h3{margin:0 0 .2em;font-size:1.05rem}
.step p{margin:0;color:var(--muted)}

/* three-layer model */
.layers{display:grid;gap:10px;max-width:860px}
.layer{display:grid;grid-template-columns:150px 1fr;gap:16px;align-items:center;border-radius:var(--r);padding:16px 18px;border:1px solid var(--line);background:#fff}
.layer b{font-family:var(--serif);font-size:1.05rem;color:var(--ink)}
.layer.l1{border-left:5px solid var(--gold)}.layer.l2{border-left:5px solid var(--sky)}.layer.l3{border-left:5px solid var(--surge)}
.layer p{margin:0;color:var(--muted)}
@media (max-width:600px){.layer{grid-template-columns:1fr;gap:4px}}

/* faq */
.faq details{background:#fff;border:1px solid var(--line);border-radius:var(--r);margin-bottom:10px;max-width:820px}
.faq summary{cursor:pointer;list-style:none;padding:16px 50px 16px 18px;font-weight:600;color:var(--ink);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:18px;top:50%;transform:translateY(-50%);font:400 1.5rem var(--sans);color:var(--surge-ink);transition:transform .2s}
.faq details[open] summary:after{transform:translateY(-50%) rotate(45deg)}
.faq details>div{padding:0 18px 16px;color:var(--muted)}
.faq details>div p:last-child{margin:0}

/* reviewer */
.reviewer{display:flex;gap:16px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:16px 18px;max-width:820px;margin:10px 0 40px}
.reviewer img{width:64px;height:64px;border-radius:50%;object-fit:cover;background:#ddd;flex:0 0 64px}
.reviewer .meta{font-size:.9rem;color:var(--muted)}
.reviewer .meta b{color:var(--ink);font-size:1rem}
.reviewer .meta a{font-weight:600}

/* partner band */
.partner{display:grid;grid-template-columns:auto 1fr auto;gap:24px;align-items:center;background:linear-gradient(120deg,#0F2236,#0A1622);border-radius:var(--r-lg);padding:26px;color:#C9D4DF;position:relative;overflow:hidden}
.partner:after{content:"";position:absolute;right:-80px;top:-80px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(23,224,192,.25),transparent 70%)}
.partner img{width:96px;height:96px;border-radius:20px;object-fit:cover;border:2px solid rgba(23,224,192,.5)}
.partner h3{color:#fff;margin-bottom:.2em}
.partner p{margin:0}
@media (max-width:760px){.partner{grid-template-columns:1fr}}

/* pricing */
.tiers{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.tier{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:24px;display:flex;flex-direction:column}
.tier.feat{border:2px solid var(--surge);box-shadow:0 20px 50px rgba(0,179,155,.15);position:relative}
.tier.feat:before{content:"Recommended starting point";position:absolute;top:-12px;left:20px;background:var(--surge);color:#fff;font-size:.72rem;font-weight:700;padding:4px 10px;border-radius:999px;letter-spacing:.04em}
.tier .price{font:600 2.1rem var(--serif);color:var(--ink);margin:6px 0 2px}
.tier .price small{font:500 .9rem var(--sans);color:var(--muted)}
.tier ul{padding-left:0;list-style:none;margin:14px 0 20px;flex:1}
.tier li{padding-left:24px;position:relative;margin-bottom:8px;font-size:.94rem}
.tier li:before{content:"";position:absolute;left:0;top:6px;width:14px;height:14px;border-radius:50%;background:rgba(0,179,155,.15) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M4 8.5l2.5 2.5L12 5.5' fill='none' stroke='%23007563' stroke-width='2.2' stroke-linecap='round'/%3E%3C/svg%3E") center/11px no-repeat}
@media (max-width:900px){.tiers{grid-template-columns:1fr}}

/* widgets (tools) */
.widget{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--shadow);overflow:hidden;margin:10px 0 24px}
.widget-head{background:var(--ink);color:#fff;padding:14px 20px;display:flex;align-items:center;gap:10px;flex-wrap:wrap}
.widget-head b{font-family:var(--serif);font-size:1.08rem}
.widget-head span{font-size:.78rem;color:var(--surge-2);margin-left:auto;letter-spacing:.08em;text-transform:uppercase}
.widget-body{padding:20px;display:grid;grid-template-columns:1fr 1fr;gap:24px}
.widget-body.one{grid-template-columns:1fr}
@media (max-width:760px){.widget-body{grid-template-columns:1fr}}
.field{margin-bottom:14px}
.field label{display:flex;justify-content:space-between;font-size:.86rem;font-weight:600;color:var(--ink);margin-bottom:6px}
.field label output{font-family:var(--mono);color:var(--surge-ink)}
.field input[type=number],.field input[type=text],.field select{width:100%;padding:10px 12px;border:1px solid var(--line-2);border-radius:10px;font:inherit;background:#FCFBF8;color:var(--ink)}
.field input[type=range]{width:100%;accent-color:var(--surge)}
.result{background:var(--ink);color:#C9D4DF;border-radius:var(--r);padding:18px}
.result .big{font:600 2rem var(--mono);color:#fff;line-height:1.1}
.result .big.surge{color:var(--surge-2)}
.result .row{display:flex;justify-content:space-between;gap:10px;padding:7px 0;border-bottom:1px dashed rgba(255,255,255,.1);font-size:.9rem}
.result .row:last-of-type{border-bottom:0}
.result .row b{font-family:var(--mono);color:#fff;font-weight:500}
.result small{display:block;color:#7F93A7;font-size:.75rem;margin-top:10px}
.bars{display:grid;gap:8px;margin:10px 0}
.bar{display:grid;grid-template-columns:120px 1fr auto;gap:10px;align-items:center;font-size:.82rem}
.bar i{display:block;height:12px;border-radius:6px;background:var(--surge-2);transition:width .5s}
.bar i.alt{background:var(--coral)}
.bar b{font-family:var(--mono);color:#fff;font-weight:500}

/* quiz */
.quiz-q{margin-bottom:16px}
.quiz-q p{font-weight:600;color:var(--ink);margin-bottom:8px}
.opts{display:flex;flex-wrap:wrap;gap:8px}
.opts button{border:1px solid var(--line-2);background:#FCFBF8;border-radius:999px;padding:8px 14px;font:500 .88rem var(--sans);cursor:pointer;color:var(--ink)}
.opts button[aria-pressed=true]{background:var(--ink);color:#fff;border-color:var(--ink)}
.meter{height:12px;border-radius:6px;background:rgba(255,255,255,.1);overflow:hidden;margin:10px 0}
.meter i{display:block;height:100%;background:linear-gradient(90deg,var(--surge-2),var(--gold));width:0;transition:width .6s}

/* ask (chat) */
.ask{display:grid;grid-template-columns:1fr;gap:12px}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chips button{border:1px solid rgba(0,179,155,.4);background:rgba(0,179,155,.06);color:var(--surge-ink);border-radius:999px;padding:8px 14px;font:500 .86rem var(--sans);cursor:pointer;text-align:left}
.chips button:hover{background:rgba(0,179,155,.14)}
.chat{background:#0C1E30;border-radius:var(--r);padding:16px;min-height:180px;display:flex;flex-direction:column;gap:10px;max-height:420px;overflow:auto}
.msg{max-width:88%;padding:10px 14px;border-radius:14px;font-size:.92rem;line-height:1.55}
.msg.u{align-self:flex-end;background:var(--surge-2);color:#03231E;border-bottom-right-radius:4px}
.msg.a{align-self:flex-start;background:#15324D;color:#E6EEF5;border-bottom-left-radius:4px}
.msg.a b{color:var(--surge-2)}
.chat .hint{color:#7F93A7;font-size:.86rem;margin:auto;text-align:center}

/* cashflow table */
.cf-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 14px}
@media (max-width:560px){.cf-grid{grid-template-columns:1fr}}
.cf{font-size:.82rem}
.cf td.num{font-family:var(--mono)}
.cf tr.sub td{color:var(--muted)}
.cf input{width:84px;padding:5px 6px;border:1px solid var(--line-2);border-radius:6px;font:inherit;font-family:var(--mono);text-align:right;background:#FCFBF8}
.cf td,.cf th{padding:6px 8px;white-space:nowrap}
.cf .neg{color:var(--coral);font-weight:600}

/* board pack */
.bp-tabs{display:flex;gap:6px;flex-wrap:wrap;padding:14px 20px 0}
.bp-tabs button{border:1px solid var(--line-2);background:#fff;border-radius:999px;padding:7px 14px;font:500 .86rem var(--sans);cursor:pointer}
.bp-tabs button[aria-pressed=true]{background:var(--ink);color:#fff}
.bp-page{padding:20px;display:none}
.bp-page.on{display:block}
.rag{display:inline-block;width:10px;height:10px;border-radius:50%;margin-right:6px}
.rag.g{background:#1DB97A}.rag.a{background:var(--gold)}.rag.r{background:var(--coral)}

/* CTA band */
.band{background:radial-gradient(800px 300px at 90% 0%,rgba(23,224,192,.2),transparent 60%),var(--ink);color:#C9D4DF;border-radius:var(--r-lg);padding:40px;display:grid;grid-template-columns:1.4fr 1fr;gap:30px;align-items:center;margin:20px 0 60px}
.band h2{color:#fff}
.band .btns{display:flex;gap:12px;flex-wrap:wrap;justify-content:flex-end}
@media (max-width:820px){.band{grid-template-columns:1fr;padding:26px}.band .btns{justify-content:flex-start}}

/* related */
.related{padding:0 0 50px}
.related h2{font-size:1.4rem}

/* city chips on hub */
.cities{display:grid;grid-template-columns:repeat(auto-fill,minmax(210px,1fr));gap:12px}
.city{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:16px;text-decoration:none;color:inherit;transition:.15s;position:relative}
.city:hover{border-color:var(--surge);transform:translateY(-2px);box-shadow:var(--shadow)}
.city b{font-family:var(--serif);font-size:1.15rem;color:var(--ink);display:block}
.city span{font-size:.8rem;color:var(--muted)}
.city .tz{position:absolute;top:14px;right:14px;font:500 .72rem var(--mono);color:var(--surge-ink)}
.city.star{border-color:var(--surge);background:linear-gradient(180deg,#fff,rgba(23,224,192,.06))}

/* footer */
footer{background:#07111B;color:#8FA2B5;padding:50px 0 30px;font-size:.88rem}
footer .cols{display:grid;grid-template-columns:1.4fr repeat(4,1fr);gap:24px}
footer h4{color:#fff;font-family:var(--sans);font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;margin-bottom:12px}
footer a{color:#B5C4D3;text-decoration:none;display:block;padding:3px 0}
footer a:hover{color:#fff}
footer .legal .disclaimer{max-width:none;line-height:1.5}
footer .legal{border-top:1px solid rgba(255,255,255,.08);margin-top:30px;padding-top:18px;font-size:.78rem;color:#6F8296}
@media (max-width:900px){footer .cols{grid-template-columns:1fr 1fr}}

/* sticky mobile cta */
.mcta{display:none}
@media (max-width:760px){.mcta{display:flex;position:fixed;bottom:12px;left:12px;right:12px;z-index:40;justify-content:center;box-shadow:0 12px 30px rgba(0,0,0,.3)}body{padding-bottom:70px}}

/* reveal */
.js .rv{opacity:0;transform:translateY(14px);transition:opacity .6s,transform .6s}
.js .rv.in{opacity:1;transform:none}
section.rv{opacity:1!important;transform:none!important}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}.rv{opacity:1;transform:none}}
.muted{color:var(--muted)}
.small{font-size:.86rem}
.mt0{margin-top:0}